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Terms and Conditions for Online Sale and Purchase of Goods

Terms and Conditions for Online Sale and Purchase of Goods

  • The Seller SG PAYLATER (UEN. 53434635M) owns the Goods for sale.
  • Purchaser has agreed to purchase and the Seller has agreed to sell the Goods upon the terms and subject to the conditions set out in this Agreement.


Name of Purchaser:




Date of purchase:


Purchase price:

Order No.:

Name of Payee: SG PAYLATER (“Seller”)

Bank: DBS Bank Ltd

Current Account No.

Purchaser to send receipt of payment to +65 8875-9889

1.     Online Sale Of Goods


(a) The Seller shall, in accordance with the terms and conditions of this agreement, shall sell to Purchaser the goods or part thereof and Purchaser shall purchase the same free from all encumbrances and with the benefit of all rights, benefits and entitlements attaching thereto as of the date of this Agreement.

(b) Purchase orders will be processed only when the Seller receives its completed Order Form either via its website or via WhatsApp orders.

(c) All purchases under this Agreement shall be paid under an instalment plan.

(d) Once the online purchase has been completed, should Purchaser terminate the transaction an administration fee of $30/- will be charged to Purchaser. Should Purchaser fail to make this payment the transaction will continue to be processed.

(e) A transaction can only be cancelled by the Seller and only if the Goods purchased are out of stock.

(f) The full purchase price shall be paid in a period of two to eight equal monthly installments subject to seller arrangement, free of interest;

(g) A late payment fee of a maximum sum of $90/- will be charged to Purchaser if any one instalment payment is late by more than one (1) day. If payment is late any amount paid will be first used to off-set the late payment fee.

(h) Goods purchased but remain unpaid in full shall be repossessed, upon repossessed any outstanding balance must be repay in full. Seller will return back the item once payment received in full.

(i) Shipping / delivery / transportation costs are not included in the purchase price and shall be paid directly to the Seller unless stated in the agreement.

(j) There shall be no refund or exchange of Goods once purchased.

(k) All Purchasers are required to open an account with the Seller and for this purpose. Purchaser will be required to submit a copy of his / her Singapore NRIC / Foreign Passport / Work Permit / Work Pass or other similar photo identification. The Seller reserves its right to reject any account opening without giving any reason.

(l) All Purchasers are required to show proof of residence in Singapore which shall not be a shop unit, office premises or a dormitory.

(m) The purchase price of the Goods sold to Purchaser shall be that which is stated in the Seller’s website or through the online Sales and Purchase agreement at the time of the purchase.

(n) Purchase price will be vary and updated accordingly on the website or through WhatsApp order should the supplier of goods increase the price.

(o) In any case of any default payment the purchaser will bear all the legal cost incurred for seller to recover the outstanding payment.

(p) The purchaser will agree if there is any outstanding payment not paid, the seller will visit their residential address stated in the contract for debt recovery purposes.


1.1  Fees


       (a) One time processing fee of $60 applies to all transaction unless not stated.

       (b) An upfront fee will be stated in the contract if required.

       (c) The purchaser will required to pay a transportation fee of $30 per location to the debt collection  company for debt recovery purposes.



All payments to be made by Purchaser to the Seller under this Agreement shall be made in Singapore Dollars through a bank transfer or PayNow. Payments through credit or debit cards will not be accepted.





This Agreement contains the whole agreement between the Parties relating to the subject matter of this Agreement at the date hereof to the exclusion of any terms implied by law which may be excluded by contract and supersedes any previous written or oral agreement between the Parties in relation to the matters dealt with in this Agreement. In this Clause, “this Agreement” includes all documents entered into pursuant to this Agreement.



Any liability to any Party under this Agreement may in whole or in part be released, compounded or compromised, or time or indulgence given, by such Party in its absolute discretion without in any way prejudicing or affecting its rights against the other Party in respect of the same.



The failure by any Party to exercise any right (including the right of rescission) or to require performance by the other Party or to claim a breach of any term of this Agreement shall not be deemed to be a waiver of such or any other rights or remedies available to it. Completion shall not constitute a waiver by the Purchaser or the Company (as the case may be) of their rights in relation to any breach of any provision of this Agreement whether or not known to them at the date of this Agreement, and no single or partial exercise of any right or remedy shall preclude any further or other exercise. 



(a) This Agreement shall be binding on and shall continue in force for the benefit of each Party’s successors and assigns. Any reference in this Agreement to any of the Parties shall be construed accordingly.

(b) No Party may assign or transfer all or part of its rights or obligations under this Agreement without the prior written consent of the other Party.



Save as expressly provided in this Agreement, no provision of this Agreement is enforceable by virtue of the Contracts (Rights of Third Parties) Act (Chapter 53B) of Singapore by any person who is not a Party to this Agreement.


Any time, date or period mentioned in any provision of this Agreement may be extended by mutual agreement between the Parties in accordance with this Agreement or by agreement in writing but as regards any time, date or period originally fixed or any time, date or period so extended as aforesaid time shall be of the essence.


The Company shall at its own cost do or procure the doing of all such acts and things, and execute and procure the execution of all such documents, as the Purchaser may from time to time reasonably require, whether on or after completion for the purpose of giving full effect to this Agreement and securing to the Purchaser the full benefit of all of the rights, powers and remedies conferred upon the Purchaser in this Agreement.


If any provision in this Agreement shall be held to be illegal, invalid or unenforceable, in whole or in part, the provision shall apply with whatever deletion or modification is necessary so that the provision is legal, valid and enforceable and gives effect to the commercial intention of the Parties.


No purported variation of this Agreement shall be effective unless made in writing, refers specifically to this Agreement and is duly executed by all the Parties.


All notices, demands or other communications required or permitted to be given or made hereunder shall be sent by email or letter to the other party for the purposes of this Agreement.


This Agreement may be executed and delivered in separate counterparts, each of which when so executed and delivered shall be an original, but all such counterparts shall together constitute one and the same instrument. Any Party may enter into this Agreement by signing any such counterpart (which may include counterparts delivered by facsimile and/or electronic transmission, with originals to follow) and each counterpart shall be as valid and effectual as if executed as an original.


(c) This Agreement, and any non-contractual obligations arising out of or in connection with this Agreement, shall be governed by, and construed in accordance with, the laws of Singapore.

(d)Each Party agrees that any dispute arising out of or in connection with this Agreement or any document or transaction in connection with this Agreement (including any question regarding its existence, validity or termination, or any dispute or claim relating to any non-contractual obligations arising out of or in connection with this Agreement) shall be referred to and finally resolved by arbitration in Singapore to the exclusion of the ordinary courts, in accordance with the Arbitration Rules of the Singapore International Arbitration Centre (“SIAC”) for the time being in force which rules are deemed to be incorporated by reference in this Clause. The place of arbitration shall be in Singapore and the language of the arbitration shall be English. The arbitration tribunal shall consist of one arbitrator mutually appointed. The arbitral award made and granted by the arbitrators shall be final, binding and incontestable.


(a) All personal data acquired by the Seller from Purchaser shall only be used for the purposes of this Agreement, shall not be further processed or disclosed without the consent of Purchaser and shall remain at all times the property of the Seller. The Seller shall take all reasonable steps to ensure that all its agents, partners and sub-contractors comply with the all the provisions set out herein in this clause 4.13 whenever they are possession of the information or data as part of this Agreement. The Seller shall take all reasonable precautions to preserve the integrity and prevent any corruption or loss, damage or destruction of the Seller’s data and information.

(b) The Seller shall share the personal data of Purchaser with a third party only for the purpose of collection of payment from Purchaser in respect of a purchase under this Agreement.

(c) In the case of a Purchaser who is a foreign worker his/her data may be disclosed to Purchaser’s employer if need be.

I, the Purchaser, hereby accept and agree to be bound by the foregoing Terms and Conditions of this Agreement at via any electronic transmission acknowledgment by me.purposes

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